When you become unable to work due to an injury, illness, or other condition, it can be a struggle to get by. To help pay your bills and medical costs, you can apply for Supplemental Security Insurance. This type of benefit is based upon a low-income requirement and is separate from Social Security Disability (SSD) benefits.
Eligibility
In order to qualify for SSI, you must be disabled, blind, or over the age of 65. You must also fall below the maximum income limit. To be found disabled by the Social Security Administration, you must be unable to work for a minimum of 12 consecutive months.
The goal of SSI benefits is to enable those in financial hardship to afford necessities like food, clothing, and shelter. In the most recent numbers published by Social Security, over 8 million people are helped by SSI benefits in a year.
Unlike Social Security Disability benefits, Supplemental Security Income is not paid for by Social Security taxes. SSI benefits are paid for by U.S. Treasury funds.
It is important to note that there is no work requirement for SSI.
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You can opt to apply on your own or with the help of an experienced attorney. If you choose to apply for SSI benefits on your own, you can do so in person at your local Social Security office, by telephone, or online at the Social Security Administration website. Having an attorney represent you in your claim for Supplemental Security Income benefits increases your chances of being successful.
Once you apply for SSI, Social Security will review your income level. This includes a variety of factors including income from wages, gifts from friends and family, and other monetary benefits such disability and workers’ compensation. Owning your own home and owning one car are permitted by SSI and do not count against the limit.
The income requirements for SSI can be confusing. Contact an experienced attorney for help with determining your eligibility for any Social Security benefit program.
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If you are awarded SSI benefits, you will receive a monthly cash benefit. In 2012, the federal benefit rate is $699 a month for an individual and $1048 for a couple. Once awarded Supplemental Security Income benefits, the claimant is entitled to Medicaid. Medicaid offers health care at no cost.
If you have been denied for SSI benefits or have questions about applying, call the Social Security Disability attorneys at Berger and Green for a free consultation about your case.
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